What Does A Title Company Do?
A title company's role is to verify that the current owner can legally transfer ownership to the home buyer --essentially, making sure the seller has the right to sell the property.
In this blog, we'll go over how a title company determines legal ownership and the process of transferring...
What Is A Second Mortgage and Its Benefits?
A second mortgage (sometimes just called a "second") is when you take out a home loan against a property that already has a mortgage on it. When you get a second mortgage, you use your home as collateral to gain access to cash locked up in the value of your home.
You can use this money to...
Get the Facts About Escrow Shortages
An escrow account is for making payments toward your real estate fees like taxes and insurance. It helps make these fees more manageable through monthly installments rather than paying a large lump sum when these bills are due. There’s typically a minimum balance that must be...
The Basics of Buying A Foreclosed Home
Curious about buying a foreclosed home? Here's what you need to know to get started.
What's A Foreclosure?
When a homeowner can't keep up with their mortgage payments, they often have no other choice but to give up the property to the lender. These properties are called...
Your Guide to Refinancing Your Condo
A condo refi is similar to refinancing any other home. The lender will look at your income, assets, and credit to ascertain your qualification. Plus, the condo will also be appraised to determine the property value.
However, since there are more variables when refinancing a condo, such as...
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